Insurance Built for
Contractors
We may be small, but we pride ourselves on providing the highest level of care for each customer. Prompt certificates, easy billing, and always a friendly voice ready to help.
Complete Contractor Coverage
From general liability to specialized contractor policies, we provide comprehensive insurance solutions tailored to your trade.
General Liability
Protect your business from third-party claims for bodily injury and property damage.
General Liability
Covers legal fees, medical costs, and settlements if someone is injured or their property is damaged due to your work. Essential for every contractor.
Workers' Compensation
Coverage for employee injuries and illnesses that occur on the job.
Workers' Comp
Legally required in most states. Covers medical expenses, lost wages, and rehabilitation costs when employees are injured on the job. Protects you from lawsuits.
Commercial Auto
Protection for your vehicles, equipment, and drivers on the road.
Commercial Auto
Covers company vehicles for liability, collision, and comprehensive damage. Includes coverage for tools and equipment in transit. Required for any business vehicles.
Tools and Equipment
Insures tools and equipment from loss or damage on the job site.
Tools and Equipment
Essential coverage for portable tools and machinery. Protects your investment against theft, vandalism, or accidental damage while moving between job sites.
Professional Liability
Protects contractors from third-party claims for bodily injury, property damage, and legal fees.
Professional Liability
Also known as Errors & Omissions. Covers claims of negligence, inaccurate advice, or failure to perform professional services correctly.
Builders Risk
Coverage for buildings and materials during the construction process.
Builders Risk
Protects structures under construction from fire, theft, vandalism, and weather damage. Covers materials, fixtures, and equipment on-site until project completion.
Bonds & Surety
Performance, payment, and bid bonds to help you win more contracts.
Bonds & Surety
Guarantees you'll complete projects as agreed and pay subcontractors. Often required for government and commercial contracts. Builds trust with clients.
Umbrella / Excess
Extended coverage beyond your standard policies for extra peace of mind.
Umbrella / Excess
Kicks in when your primary policy limits are exhausted. Provides an extra layer of protection for catastrophic claims that could otherwise bankrupt your business.
Small Agency, Big Commitment
We've built our reputation on doing things the right way — putting contractors first and delivering on our promises.
Prompt Certificates
Need a COI fast? We understand the urgency of your business. Get your certificates of insurance when you need them, not when it's convenient for us.
Easy Billing
Flexible payment options that work around your cash flow. No complicated processes, no hidden fees — just straightforward billing you can count on.
Clear Coverage Explanations
Insurance shouldn't be confusing. We break down your coverage in plain English so you know exactly what you're protected against.
Always a Friendly Voice
When you call, you'll speak with a real person who knows your name and your business. No automated systems, no runaround.
Prompt Email Response
We respond to emails quickly because we know your time is valuable. Questions get answers, and requests get handled — fast.
Personal Attention
As a boutique agency, we give you the individual attention that larger agencies can't. Your success is our success.
Licensed Across 8 States
Headquartered in Los Angeles, California, we're licensed to serve contractors across the country.
Headquarters: Los Angeles, CA
Don't see your state? Contact us — we may be able to help or refer you to a trusted partner.
Ready to Get Started?
Let's talk about your insurance needs. Get a free, no-obligation quote today and experience the Benton difference.
Request a Quote
Call Us
(800) 864-2001
Mon-Fri 8am-6pm PST
Email Us
service@bentoninsurance.com
We respond within 24 hours
Visit Us
Los Angeles, California
By appointment only
"We believe every contractor deserves an insurance partner who understands their business. That's why we take the time to get to know you and your needs."
— The Benton Team